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Addressing comments will teach me numerous things, and so i need to share one to beneficial studying now. One of several NRI viewer titled Rahul try facing a strange state, He’d removed a mortgage from ICICI bank couple year back and today he wanted to pre-pay their mortgage. But the problem try he is external India and you can financial wanted your to go to myself to pre-spend the money for mortgage. One other way would be to go through an electrical energy regarding Attorneys route that is very extended procedure.
I became familiar with so it key before but really desired particular a great deal more confirmations off their members ahead of creating they and now We have 3 confirmations regarding more members you to definitely financing membership might be extra just like the 3rd-cluster membership on the on line banking account and carry out a beneficial NEFT transfer to your loan membership.
That is an easy and strong way of pre-using your residence loan or other sorts of mortgage once the it’s at the thumb resources and you won’t need to decelerate the option out-of prepaying your loan simply because out-of trouble triggered when you go to the financial institution
I have over the same method for SBI. Over the past few months You will find paid a substantial amount on the internet in the place of going to the financial – indeed it on their own advised that one. What Manish said are you’ll having ICICI lender. It is like establishing a free account loan places Gardner that your import loans – lets say you send some money to your mothers each month. Might possess extra its membership inside 3rd-cluster transfer section. Same pertains to loan account. Vow this helps.
Therefore Rahul was trapped, however Manu checked and you can shared that he could have been pre-investing his financial by the addition of his Financing membership as the third-team account right after which carrying out a consistent NEFT import
I have a home loan regarding condition financial away from travancore. I have on the web accessibility the borrowed funds account and you can part-investing is largely releasing a beneficial neft transfer out of any of my preserving account to that particular mortgage account. It has been really simpler up to now.. Due to the fact the on the web, i will see the an excellent dominating count i’ve toward one considering big date.
Other than PPF or any other tools, you are able to area commission of your property loan or mortgage EMIs as a consequence of NEFT and. Really I’m carrying out NEFT move into my OBC Financial a/c every month. Initailly it actually was paid off thanks to post-old cheque.
step 1. Definitely enjoys websites financial let plus the branch where you possess the mortgage membership plus welcomes the net money (mostly this is certainly usually real)
dos. As if you put a 3rd-group account , in the sense incorporate your loan account given that 3rd-team account to be able to make the NEFT percentage later on. While the account will get additional , you should be able to see it as one of several additional account